Kentucky's credit unions now have a new option for Regulatory Compliance questions.

And, best of all, it is a FREE service to member credit unions!

As the pace of regulatory changes increases, it is more important than ever for credit unions to remain up to date and compliant.

From truth-in-lending and mortgages to fair lending and deposit services, Woods Rogers Vandeventer Black can assist credit unions with up-to-date compliance responsibilities. 

Woods Rogers Vandeventer Black's CUNA Compliance certified attorneys create training programs for credit unions that include understanding the legislative and regulatory process, tracking proposed rule-making actions and implementing final rules.


Email: [email protected]

Phone: +1 (540) 983-7502


Meet Your Compliance Experts


Lindsey Gearhart is an Associate in the Business and Corporate and Real Estate practice groups and works out of the Roanoke office.

Lindsey’s corporate practice focuses on legal advisory across a broad range of general corporate and transactional matters. She regularly assists her clients in forming, financing, governing, buying and selling companies.

Her real estate practice includes representing owners and developers in the financing, acquisition, sale and development of commercial, retail, office and industrial properties, as well as landlords and tenants in the negotiation of ground leases, space leases and other tenancies.

Lindsey advises on structuring issues and negotiates and drafts partnership agreements and LLC agreements. Her experience also includes reviewing loan documents and the coordination of closings.

Before moving to Roanoke, Lindsey practiced at a large law firm in Atlanta, Georgia. She and her husband now live and own a business in Roanoke.

Banking & Financial Services
Business and Corporate
Real Estate and Land Use

Virginia State Bar
Georgia State Bar

Emory University School of Law, J.D.
University of South Carolina, B.A., magna cum laude



Jay Spruill is a member of Woods Rogers Vandeventer Black’s Banking and Financial Services group. He joined the firm in January 2019 and works out of the firm’s Richmond, Va. office.

He focuses on representing depository institutions, finance companies, FinTech companies, and other financial institutions as they navigate the complex laws affecting their business. His experience includes assisting institutions with designing and documenting financial products and services, handling loan and asset sale transactions, resolving regulatory and operational
issues, developing risk management strategies, and defending enforcement actions. Jay also represents clients before the Virginia General Assembly, the Virginia State Corporation Commission, and state agencies.

Through his work on the compliance hotline for the Virginia Credit Union League, Jay provides credit unions with up to date compliance guidance and helps credit union leaders and directors understand legal and legislative developments. In addition, Jay presents training programs for credit unions on new regulatory requirements or areas that pose unique compliance challenges.

Banking & Financial Services
Financial Technology

Virginia State Bar
Maryland State Bar

University of Richmond School of Law, J.D.
University of North Carolina at Chapel Hill, B.A.