A Day in the Life of a Loan Originator

Location:
Kentucky Credit Union League
5111 Commerce Crossings Drive
Suite 210
Louisville, KY 40229

Choose from two dates: 
September 22 or September 23

Time:
9:00 a.m. - 4:00 p.m.

Educational Investment: $249 per participant

This course is a comprehensive overview of the mortgage lending process. New loan originators as well as those looking to satisfy their periodic training requirement under Regulation Z would benefit from attending this course. 

During the session, participants will learn about the federal laws and regulations that impact the mortgage origination process. Specifically, we’ll cover:

  • Loan Originator Basics
    • The SAFE Act
    • Loan Originator Compensation
    • RESPA Section 8
  • Application
    • Application Disclosures
    • E-Sign Act
    • Collection of Monitoring Information
  • Underwriting
    • Ability to Repay / Qualified Mortgages
    • Taxpayer First Act
    • High-Cost Mortgages
    • Higher-Priced Mortgage Loans
    • Appraisals
    • Flood Insurance
    • Adverse Action
    • Fair Lending
  • Closing
    • Closing Disclosure
    • Notice of Right to Cancel
  • Servicing
    • Payment Processing
    • Prohibition on Pyramiding
    • Partial Payments
    • Payoff Statements
    • Periodic Statements
    • Error Resolution Procedures
    • Requests for Information
    • Force-Placed Hazard Insurance
    • Early Intervention Requirements
    • Continuity of Contact Provisions
    • Loss Mitigation Procedures
    • Successors in Interest
    • Fair Lending
  • Purchase Money Power Hour
    • Additional Disclosure Requirements
    • Private Mortgage Insurance
    • Additional Servicing Requirements 

 

This training will be a LIVE IN-PERSON event held at the Kentucky Credit Union League office.  The health and safety of our attendees is a top priority for us.  Therefore, the League will be following social distancing guidelines for small groups.  We strongly encourage registrants to obtain CEO approval before registering for this training.

DUE TO SOCIAL DISTANCING GUIDELINES, REGISTRATION WILL BE CAPPED AT 15 ATTENDEES.

REGISTER

 

About the Speaker: Michael R. Christians, Regulatory Compliance Counsel

As principal of Michael Christians Consulting, LLC, Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to Federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services.

Michael has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law.

Follow Michael on Twitter: @Consulting_MRC
Connect with Michael on LinkedIn

SCHOLARSHIPS ARE AVAILABLE.  The deadline to register is September 13, 2020.  Registrants will be accepted after this date if space is available.

 

General Information

Attire.  Business casual. Remember to bring a sweater or jacket as comfort levels vary.

Cancellation Policy.  Refunds will be issued until seven days prior to the event date less $50 administration fee per person.  Substitutions are accepted at any time.  All cancellations or substitutions must be submitted in writing.

More Information.  Call (502) 855-8202 / (800) 333-5285 ext 202 or email [email protected]

REGISTER WITH PEACE OF MIND

As we welcome you back to our office, we are committed to providing you with a safe environment that aligns with protocols for working to defeat COVID-19. To promote health and safety:

  • Attendees will be properly spaced according to social distancing guidelines.
  • Face coverings are required for attendees in all indoor public areas and meeting spaces.
  • Public areas, meeting spaces and high traffic areas will be cleaned and disinfected with recommended cleaning agents.
  • Hand sanitizing stations will be available in all public and meeting spaces.
  • Signage in public spaces will remind our attendees to maintain social distancing. 

CODE OF PROFESSIONAL CONDUCT

The registrant agrees to conduct his/herself in a cordial manner. KCUL will not tolerate any registrant who creates a disturbance; is disrespectful to any other registrant, any member of KCUL, its speakers and attendees, exhibitors, volunteers or staff. KCUL reserves the right, in its sole discretion, to investigate any complaint and to dismiss any registrant found by KCUL, in its sole discretion, to have violated the Code of Professional Conduct, without refund of registration fees. 

SCHOLARSHIPS ARE AVAILABLE.