Analytics Consulting & Platform
Solutions to Unify and Activate Your Data
Data and analytics have the power to transform your credit union – and the lives of your members – for the better. A 360-degree view of members enables you to provide meaningful experiences and offerings at the right time through the right channel.
Analytics Consulting Services
Expertise from a variety of industries in the Fortune 500 sector provides a fresh, outside perspective to the challenges of big data.
- Data Analytics Strategy
- Data Governance
- Custom Predictive Analytics
- Data Environment
- Custom Reporting & Analysis
Analytics Platform Solutions
Unify and activate your data with our cloud-native, managed data services, and then bring your analytics strategy to life with help from our Client Success team.
- Analytics Services:
- Predictive Analytics
- Data Warehouse as a Service
Trellance is the premier loan portfolio analytic service provider for credit unions. The Clearwater, Fla., Company has more than 60 collective years of credit union industry knowledge, providing risk analysis of commercial and consumer loans, and identifying unique environmental factors that affect credit union portfolios. The team consists of financial consultants and certified public accountants who have experience with audits, due diligence, National Credit Union Administration (NCUA) regulatory exams, and Financial Accounting Standards Board (FASB) standards.
Trellance is constantly adapting its services to meet the needs of an evolving industry, both from a regulatory and operating standpoint. Services include:
- Consumer Loan Portfolio Risk Analysis and Collateral Valuation: Multi-dimensional solutions that provide a “credit quality grade” at an individual loan level based on the current characteristics of your borrower and their collateral. This risk-based approach is widely accepted by the NCUA in reviews of credit union loan portfolios.
- Proactive Credit Card Credit Line Management Solutions: Evaluate your credit card loan portfolio to identify members who me be candidates for proactive credit line increases. This is a full-service customizable solution including FICO Scores, Debt to Income and Total Income Estimates from TransUnion.
- Peer Analytics: This platform gives you the ability to see how your credit union truly stacks up against others in your peer group. Create your peer group based on NCUA region and/or asset size, and dynamically set risk-based pricing tiers to match your credit union’s underwriting.
- Self-service Loan Portfolio Analytics: TTAData, is the industry's first self-service loan portfolio analytics, data warehouse and peer analysis platform. TTAData allows credit unions to update information at any time and digest actionable business intelligence in minutes on any connected device.
Model Management System
Zest's Model Management System offers everything you need for effective credit model management and easy AI adoption. With Zest, credit unions can build, adopt, and operate powerful, compliant AI credit models swiftly and easily.
Lenders have used the Zest Model Management System across credit products and lines of business:
- Auto finance
- Personal loans
- Credit cards
- Student loans
- Mortgage
Credit unions use Zest software across multiple use cases to achieve goals such as:
- More originations
- Efficient collections
- Smarter portfolio risk
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